What Our
Participants
Have Said
Honest reflections from people who have taken a programme and noticed a shift in how they approach their finances.
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400+
Programme Participants
4.8
Average Rating / 5
5+
Years in Practice
96%
Would Recommend
What Participants Say
Aisha Hafizah
Marketing Manager · Central Singapore
"I enrolled expecting practical tips. What I got was something more useful — a clearer picture of how I had been making financial decisions without realising it. The journaling component was unexpectedly revealing."
Money Mindset Fundamentals · March 2026
Wei Jie Chen
Software Engineer · Tampines
"The Tax-Smart programme finally made SRS contributions make sense. I had been putting it off for two years because I did not understand the interaction with my chargeable income. The personalised worksheet alone was worth the enrolment fee."
Tax-Smart Strategies · February 2026
Sanjay Mehta
Finance Director · Orchard Road
"My wife and I went through Holistic Navigation together. Building one financial picture — with a facilitator who had no product agenda — was genuinely different from anything we had done before. The blueprint is a document we actually refer to."
Holistic Wealth Navigation · January 2026
Hui Ting Loh
HR Specialist · Bishan
"I came in quite anxious about money — I tend to avoid thinking about it. The small group setting made it much easier to ask questions I would have been too embarrassed to raise elsewhere. I feel considerably more settled about things now."
Money Mindset Fundamentals · March 2026
Aaron Krishnamurthy
Freelance Consultant · Queenstown
"As a self-employed person, tax season was always stressful. The Tax-Smart programme helped me understand how my income structure actually works — including some reliefs I had been missing. Priya clearly knows this material well."
Tax-Smart Strategies · February 2026
Mei Lin Tan
Product Manager · Toa Payoh
"I completed Holistic Navigation when I turned 38. The quarterly check-ins over the following year have been genuinely valuable — life changed a fair bit, and having someone to think through the implications with made a difference."
Holistic Wealth Navigation · December 2025
Participant Journeys in Detail
Three accounts of where participants started, what the programme involved, and how things shifted.
Nicholas Chua, 34 — Operations Lead
Money Mindset Fundamentals → Holistic Wealth Navigation
Where He Started
Nicholas had been earning well for several years but felt money was "just passing through." He had savings but no structure, and tended to avoid financial planning conversations altogether.
What the Programme Involved
Starting with Money Mindset helped him recognise the avoidance pattern. Six months later he enrolled in Holistic Navigation, which surfaced gaps in insurance coverage and CPF planning he had not seen clearly before.
Where He Is Now
Nicholas restructured his CPF OA usage, reviewed his insurance, and set up a monthly 20-minute review routine. He describes himself as "less anxious and more deliberate" around financial decisions.
Rachna Sharma, 41 — Architect (Self-Employed)
Tax-Smart Strategies for Professionals
Where She Started
Four years into self-employment, Rachna found her tax situation confusing. She was unsure about what she could legitimately account for, and had never touched SRS despite being in a bracket where it would make a meaningful difference.
What the Programme Involved
The programme clarified how self-employment income interacts with Singapore's personal tax system. The two included advisory sessions with Priya allowed her to apply the material directly to her own situation.
Where She Is Now
Rachna now contributes to SRS and has a clearer picture of her tax position each year. The understanding she gained informed adjustments that have been material to her year-end financial picture.
David & Lena Lim, 39 & 37 — Dual-Income Couple
Holistic Wealth Navigation
Where They Started
David and Lena had different views on money and had not integrated their planning since marrying. With a second property purchase under consideration, they wanted a clearer picture before proceeding.
What the Programme Involved
The assessment gave them one coherent financial view for the first time. Jonathan helped them map out the CPF and ABSD implications of a second purchase, which informed a decision to wait two years rather than proceed immediately.
Where They Are Now
They use their financial blueprint as a shared reference and attend quarterly check-ins together. They describe the process as helping them "get on the same page" — both in finances and in long-term priorities.
Our Professional Credentials
Singapore FinLit Awards 2024
Recognised as a leading independent financial education provider
MAS Consumer Education Partner
Engaged in support of MAS financial literacy community initiatives
IBF Education Associate Member
Institute of Banking & Finance Singapore, since 2020
4.8 / 5 Programme Satisfaction (2025)
Aggregate participant rating across all cohorts
Reach Us
Phone
+65 6294 8173Address
1 Raffles Place, #28-06
One Raffles Place Tower 2, Singapore 048616
Hours
Mon – Fri: 9:00 AM – 6:30 PM
Sat: 10:00 AM – 1:00 PM
Ready to Begin Your Own Journey?
We are glad to talk through which programme would suit your situation before you commit to anything.
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