Three Paths,
One Direction:
Clarity
Each programme is a distinct entry point into a more considered relationship with money. Your circumstances determine where the right starting place is.
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How Our Programmes Are Structured
Each Lumivest programme follows a deliberate arc. Rather than presenting a series of disconnected topics, we build understanding in a sequence that mirrors how people actually process and apply financial concepts.
We start with context — why does this topic matter, and how does it interact with the rest of your financial life? From there, we work through content, exercises, and scenarios that bring the concepts to life. Every session ends with a clear summary of what to take away and how to apply it.
Context First
Every topic begins with why it matters in Singapore's financial environment
Applied Exercises
Worksheets and case studies that ground learning in real scenarios
Guided Dialogue
Small-group discussion that surfaces questions others may also have
Written Takeaways
Materials you keep and refer to beyond the programme itself
Money Mindset Fundamentals
A thoughtfully designed introductory programme for individuals who want to reshape their relationship with money. This programme blends behavioural finance principles with practical exercises to help participants recognise spending patterns, reframe financial goals, and develop a healthier approach to decision-making around money.
Sessions are delivered in a supportive small-group setting with guided journaling and reflection activities. Suitable for anyone at the start of their financial learning journey.
Programme Fee
SGD 195
Duration
4 Weeks
Tax-Smart Strategies for Professionals
A focused programme for salaried professionals and self-employed individuals in Singapore who want to understand how to optimise their tax position within the existing regulatory framework. Topics include personal income tax reliefs, SRS contributions, charitable donation schemes, and rental income considerations.
Participants gain clarity on how different life decisions — marriage, children, property — interact with their tax obligations. Delivered through a mix of presentation, case studies, and Q&A.
Programme Fee
SGD 480
Duration
3 Weeks
Holistic Wealth Navigation
A premium advisory engagement for individuals and couples seeking a comprehensive view of their financial landscape. This programme integrates cash flow analysis, insurance mapping, investment review, tax planning, and estate considerations into a unified strategy.
The process begins with a detailed financial health assessment, followed by iterative consultations to refine priorities and build a cohesive plan. Ideal for professionals in their 30s to 50s navigating complex financial decisions.
Programme Fee
SGD 1,280
Duration
12 Weeks
Which Programme Suits You?
Use this overview to identify the right starting point.
| Feature | Mindset SGD 195 · 4 wks |
Tax-Smart SGD 480 · 3 wks |
Holistic SGD 1,280 · 12 wks |
|---|---|---|---|
| Behavioural finance content | |||
| Singapore tax education | |||
| Individual consultation(s) | 1 session | 2 sessions | 6 sessions |
| Written blueprint / workbook | Workbook | Worksheet | Full blueprint |
| Post-programme check-ins | Quarterly, 12 months | ||
| Investment & estate planning | |||
| Best suited for | Anyone beginning financial learning | Salaried or self-employed professionals | Professionals with complex finances |
What Every Programme Includes
Strict Confidentiality
All personal and financial information shared in sessions is treated with full discretion by all facilitators and participants.
No Product Agenda
No financial products are discussed for the purpose of recommendation or sale. Lumivest earns nothing from product providers.
Current Material
Content reflects current Singapore tax tables, CPF interest rates, and regulatory conditions — reviewed each year before delivery.
Cohort Size Limits
Group sessions are capped at 10 participants to ensure meaningful interaction and individual attention from the facilitator.
Ongoing Access
Each programme includes at least one individual follow-up, ensuring participants have support as they apply what they have learned.
Certificate of Completion
Participants who complete a programme receive a digital certificate of completion from Lumivest.
Not Sure Which Programme to Start With?
Get in touch and we will help you find the right fit. There is no obligation — just a conversation.
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